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Why Transcend miniCPAP™?
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Getting a CPAP machine is vital for treating sleep apnea and achieving a better night’s sleep. Whether you are looking to your first machine or a travel-sized CPAP machine, you’ll likely want to have your insurance company pay for most or all of the cost. This begs the question: does insurance cover the cost of CPAP machines?

The Long and Short Answers

The short answer is yes, most insurance providers will reimburse you for the cost of your CPAP machine. The long answer is maybe, as it really depends on your insurance carrier.

Most insurance providers cover at least a part of the cost, and the amount that you can be reimbursed depends on your medical insurance provider and the plan you have with them. Some providers and plans will cover the full cost of the machine while others will only pay out a portion of it. It’s also possible (however rare) that your insurance provider will not reimburse you for any of the amount paid.

It’s highly recommended that you contact your insurance provider right after you have received a prescription from your primary care physician for a CPAP machine (you cannot purchase one without the prescription).

Does Medicaid and Medicare Cover the Cost of a CPAP Machine?

If you are on Medicaid, you still can qualify for a CPAP machine, but you will need to obtain authorization, and the process and amount covered will vary by state. It’s best to contact your state benefits provider for clarification on what they cover and to obtain authorization.

Medicare recipients also qualify for Continuous Positive Airway Pressure (CPAP) therapy if they have been diagnosed with obstructive sleep apnea. Medicare usually covers a 3-month trial of CPAP therapy and may provide longer coverage if your doctor provides information stating that you met certain conditions.

This information may change as new laws are put in place, check with medicare.org for the most recent coverage for CPAP machines.

Can I Pay Using an HSA or FSA?

Yes, you can pay for a CPAP machine using funds contained within your HSA or FSA accounts. For more information, read our post about it here.

Get the Treatment You Need

Even if your insurance provider does not cover the cost for a CPAP machine, it’s still worth it to purchase one and begin getting the treatment you need. CPAP machines are relatively affordable medical devices, and there are ways to obtain one without paying 100% up front. In the end, the benefits of having CPAP therapy wherever, whenever, far outweigh the total cost of the machine.

Need assistance financing your CPAP machine? Contact Us today to ask about how you can pay for your MyTranscend purchase!


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Interest Free Monthly Payments


$99 down today + equal monthly payments on the balance of your entire order!

Call  800-954-0857 or LIVE CHAT with a Transcend Team Member
(M-F 7:30am – 5:30pm CST)

*Interest free payments require account to remain in good standing.  A late payment fee of $25 will be applied to all payments not made in a timely manner.

Prescription Required

This device requires a prescription to purchase which you will be able to upload after checking out.
If you do not have your prescription our Medical Records team will work with you and your doctor to obtain a valid prescription.  If you have any questions or would like assistance, please call 800-311-5840.

A valid prescription:
✔ Must include one of the following terms:
For CPAP: Continuous Positive Airway Pressure, or CPAP
For APAP: AutoPAP, APAP, Auto Adjusting or Self Adjusting CPAP, Auto Set, Auto CPAP, Continuous Positive Airway Pressure or CPAP, Auto-titrating
✔ Must include settings:
For CPAP: Your specific single pressure setting: ___ CM/H20
For APAP: Your pressure range from ___ to ___ CM/H20
✔ Your physician’s signature
✔ Your physician’s contact information (including fax)
✔ The patient’s full name
✔ Valid date
For more information on our Prescription Policy, please click HERE.

Call 1-800-678-9695 to talk with a Transcend Sleep Expert to learn which solution is best for you

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